Build in Africa - Launch Platform for African Tech Startups

Embedded finance, stablecoins, and agent banking are reshaping Africa's financial landscape.

Fintech remains Africa's dominant sector, representing ~35% of all startup funding and activity in 2025.

Here's what's hot in 2026:

Banks and telcos are opening APIs — startups are embedding payments, lending, and insurance into non-financial apps.

Standouts: Zone (Nigeria) powering blockchain-regulated payments for banks, Stitch (South Africa) enabling seamless integrations.

With persistent currency volatility, stablecoins (USDT/USDC) are becoming the de facto settlement layer for cross-border trade.

Rising players: LemFi, Honeycoin, and new diaspora-focused remittance apps.

Digital agent networks are evolving into full mini-banks for the unbanked.

Leader: Moniepoint — now a unicorn processing billions in transactions.

Alternative data (mobile money history, social proof) is unlocking credit for millions.

Innovators: Tala, Branch, and newer players using AI for micro-lending.

VCs are back with larger checks for profitable, scalable models. Expect more Series B/C rounds in embedded finance and cross-border payments.

Discover the next big fintech winner on Build in Africa — explore live launches and upvote your favorites.